Sunrise Homes & Renovations, Inc.

The Top New Power Tools For Home Improvement Projects Currently On The Market

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The Top New Power Tools For Home Improvement Projects Currently On The MarketFor many people, their home is the most important investment they will ever make. Therefore, it only makes sense that people will want to spend time improving their house. Sometimes, they simply want to make a nicer place to live.

In other cases, they might be looking to raise the value of their home. Regardless, it is important for people to think about the power tools they are going to use to get the job done.

The right tool could make the difference between a successful project and having to hire someone else. There are a few tools on the market that every homeowner should consider.

A New Power Drill

This is usually the first item on the list when it comes to a home improvement project. While many homeowners probably already have a power drill, there are a few new models that have reached the market. Take a look at some of the top brands and look at their latest models.

Sometimes, they have removable drill bits for specialized tasks, different power settings, and could even reverse the direction in which they spin. This is important for every home improvement project.

A Circular Saw

This is one of the most important saws that everyone should have when it comes to a home improvement project. When it comes to this saw, safety should always come first; however, these saws are popular because they can slice through thick materials with ease. They come both with and without a cord. When it comes to strength, a circular saw is tough to beat. They are ideal for working in tight spaces.

A Cordless Screwdriver

While a screwdriver is a traditional tool for home improvement projects, a power screwdriver is ideal. A cordless option takes the effort out of most tasks and makes it easier for someone to complete home improvement tasks in a short amount of time. They can even spin in both directions, making them useful for both tightening and loosening screws.

Find The Right Power Tools

These are just a few of the top power tools for home improvement projects. Everyone must take the time to find the right power tools for their next home improvement job.

Buying A Home: You Might Be Able To Skip The Home Appraisal – But Should You?

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Buying A Home: You Might Be Able To Skip The Home Appraisal - But Should You?When someone is thinking about buying a home, one of the key parts is the home appraisal. The appraisal ensures that the buyer is paying a fair price for the home while also protecting the mortgage lender against taking a loss.

On the other hand, an appraisal is also an added cost of the buyer can be a serious source of stress for both sellers and brokers.

Recently, government agencies have passed a rule saying that home appraisals are no longer going to be required on homes that are less than $400,000; however, many lenders will still require them.

Therefore, when should someone consider skipping a home appraisal to save some money?

Appraisals And Mortgages

One of the first ways to take a look at the value of a home appraisal is by comparing it to the mortgage. The two go hand in hand. Appraisals are important because they protect not only the seller and buyer but also the lender. The lender wants to make sure they know what the property is worth.

Therefore, an appraisal is more about valuing the property and not about the price of the home.

In addition, lenders make loans based on either the sale price or the appraised value, whichever is lower. Lenders do this to make sure that buyers have invested enough in their own property.

Borrowers And Appraisals

In addition to considering the lender, it is also important to consider the borrower. An appraisal is helpful for the borrower because this prevents someone from overpaying for a property.

Therefore, they act as a form of consumer protection. On the other hand, they also cost the borrower a few hundred dollars. If money is tight, this can be a serious problem and could dull the appeal of a home.

Choosing Between The Two Options

In the end, people should consider skipping the appraisal if it saves them money. Lenders might still require someone to obtain an evaluation as a form of protection. If the buyer is not confident in this evaluation method, then a traditional evaluation might be a better approach.

It is important for people to feel confident in the sale price, regardless of how this happens.

A Guide To Everything Regarding Instant Pre Approved Home Loans

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A Guide To Everything Regarding Instant Pre Approved Home LoansThere are many people who set buying a home as one of their major life goals. There is a lot that comes with owning a home including a major investment opportunity, a sense of stability, and a feeling of pride; however, homes are also expensive. It can be challenging to find a home loan.

A traditional mortgage requires a thorough credit check and could take a long time to get approved. Some people might not even qualify.

On the other hand, there is also a helpful alternative called an instant pre-approved home loan. There are a few important points that everyone should keep in mind.

What Is An Instant Pre-Approved Home Loan?

A pre-approved home loan is a loan that has been offered to existing customers of a certain lender with an immediate sanction. The funds are disbursed once the property has been verified.

The point of a pre-approved home loan is to skip the lengthy procedure that is usually required for someone to obtain a home loan. The bank makes this loan offer available to customers even before they have selected the property they want to buy. A pre-approved home loan often comes with a strong offer at an affordable price. Sometimes, the pre-approved home loan is even offered at a lower interest rate when compared to the current market average.

In order to offer a pre-approved home loan, the bank will still go through the credit history, payment history, and bank statements of its customers.

There are a few major features of a pre-approved home loan that people should note. Usually, these loans are only available for a short period of time. Second, the pre-approved home loan allows borrowers to manage their funds well. They usually bank with the same lender. Finally, there is some room for negotiation when it comes to a pre-approved home loan.

Is A Pre-Approved Home Loan The Right Option?

Many people are wondering if a pre-approved home loan is the right option for them. The downside of a pre-approved home loan is that people are limited to that specific lender. Therefore, it is a solid strategy to continue to check around with other lenders to find out about their comparable rates.

Home Renovations Are On The Rise

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Home Renovations Are On The RiseMillennials are among the most common demographic buying homes today. According to numerous reports that have been published, many homeowners are planning on conducting a home improvement project this year. In large part, this is due to millennials wanting to improve their homes.

Furthermore, home improvement projects may have bigger budgets this year when compared to prior years. It will be interesting to see what kind of home improvement projects unfold this coming year.

Types Of Home Improvement Projects

There are numerous renovation projects that homeowners are going to undertake this year. The most common are outdoor remodels. Many homeowners want to produce encompassing decks, providing a larger space for people to get together and hang out.

In addition to decks, people are looking to add patios as well. Patios can be made from a variety of materials; however, stone is becoming more popular. Homeowners are thinking about adding outdoor kitchens as well.

The most popular indoor renovation project involves the bathroom. People are starting to realize just how much time they spend in the bathroom. With new trends unfolding in terms of baths, showers, and toilets, many homeowners are looking to make an upgrade.

Finally, kitchen renovations are going to be popular as well. This comes as part of a push to generate an open concept among the kitchen, living, and dining areas. With new appliances coming out, there are plenty of opportunities for kitchen upgrades as well.

Reasons For Home Improvement Projects

Many experts are wondering why these home improvement projects are taking place now. The biggest reason is that homeowners are worried about the impression their house would make on their guests. Many homeowners are indicating that they have been planning these projects for a while; however, they haven’t had the time or money to carry out this project until now.

More Home Improvement Projects Are Coming This Year

With more people looking to carry out home improvement projects, expect to see a major jump in home values. Many homeowners enjoy a significant return on the investment they make in home improvement projects. This means that the value of their house may see a jump once the project is finished.  

Activities To Do Outside While Adhering Social Distancing

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Activities To Do Outside While Adhering Social DistancingThe era of social distancing has impacted everyone and this has left people wondering how they are going to maintain control over their sanity. The positive news is that social distancing doesn’t mean that people have to stay inside at all times.
There are still ways to go outside and remain socially distant. Check out a few fun activities that people can do together while still social distancing.

Take A Trip To A Local State Park

One of the great ideas that people should try this summer involves taking a trip to a local state park. While a lot of businesses have remained closed, there are state parks that remain open. These parks often have dozens of miles of trails that people can hike and explore plants, animals, and the beauty of the great outdoors. While it is possible that other people will be on the trails, it isn’t hard for friends and family members to remain socially distant during a visit to a state park.

Explore The Neighborhood

Perhaps the local community park is packed. Instead, think about walking around the rest of the neighborhood. Chances are, there are spots right in the backyard that are brand new. There might even be a spot that has always been on the bucket list that has never been visited. This is an opportunity for people to open their eyes to the rest of the neighborhood while social distancing. Why not take this chance to say hello to someone new?

Pick Up A New Sport

While there are some sports that cannot be played while social distancing, there are some that can. Some of the great options include running, swimming, golf, tennis, and even frisbee golf. While social distancing can be hard for those who love to play team sports, there are still other sports that can be played even during the era of social distancing. It is important for people to take care of their physical health during this time. This is a great chance to pick up a new sport.

Activities For Social Distancing

These are a few of the top activities that people can do outside while still social distancing. Why not give them a try?

4 Ways To Choose The Right Home Service Professional

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4 Ways To Choose The Right Home Service ProfessionalAs a homeowner, there are numerous situations in which someone might need a home service professional. On the other hand, this can also create a sense of vulnerability because people might not know who to choose. In order to find the right home service professional, there are a few tips that people need to follow.

Confirm Credentials

Credentials and experience are great markers of a home service professional’s training and track record; however, it is still important to confirm these credentials. Be sure to ask the contractor for references regarding his or her prior work.

Then, take the time to confirm these references. This will help homeowners make sure they are getting the right person for the job. If the past contracts went well, the future ones are likely to meet expectations as well.

Talk About Licensing And Permits

Home service professionals need to have the right licensing and permits for the project. In some cases, it might be the responsibility of the homeowner to collect these permits. If someone doesn’t have the right permits for the job, this could lead to a ticket. This might also impact the home’s value when it comes time to sell it. A contractor should be able to help homeowners work through these issues.

Ask About Insurance

All contractors need to have insurance for their work. In some cases, problems might arise as the project unfolds. This could lead to expensive home repairs. Contractors are supposed to have insurance to cover the cost of these repairs. If not, the contractor is opening himself or herself up to a lawsuit. Ask to see the contractor’s proof of insurance upfront before the project starts. This will provide an extra layer of protection.

Get Everything In Writing

Finally, all expectations need to be written down. While some contractors might not like to have their words set in stone, professionals who are confident in their ability to deliver should not have a problem with this. This is particularly true when it comes to price quotes. Make sure that all guarantees are received in writing and kept organized. Any agreements on behalf of either the client or contractor need to be tracked. This way, everyone is held accountable.