Every insurance policy is different and can provide certain levels of protection tailored towards the needs of the policy holder. However, there are some standard types of coverage that are included in most basic home insurance policies. Basic Levels Of Protection Most homeowner insurance policies will include some basic levels of protection and coverage. The main dwelling will be protected from many forms of damage and the insurance company will pay to repair the damaged dwelling. This will extend to other smaller structures on the property, like sheds and separate garages, but the level of … [Read More...]
If you're preparing to sell your home you've likely heard many tips and tricks to help close quickly, however few people will ever tell you what you're doing wrong. Don't be your own roadblock to success! Avoid these common seller-mistakes to ensure that your home leaves a lasting impression on buyers, instead of sending them running for the hills. 1) Dirt: It's A Don't Perhaps one of the biggest turn-offs in real estate, dirt gives the impression that your property is not well maintained. A dirty home is simply not aesthetically appealing and can often be the root cause of other turn-offs, … [Read More...]
Last week's economic news included reports on retail sales, inflation, and weekly reports on mortgage rates and new jobless claims. Retail Sales Slip as Consumer Prices Inch Up Retail sales dipped into negative territory in August with a reading of -0.30 percent as compared to expectations of -0.10 percent and July's reading of +0.10 percent. Retail sales excluding auto sales were better at +0.30 percent. Analysts expected a reading of +0.20 percent based on July's reading of -0.40 percent. August's negative reading for retail sales was the first negative report since March. Inflation fared … [Read More...]
If you're looking for a home that's in a family-friendly neighborhood, there are a few key things you can look for to make sure your new house is a good fit for both you and your children. Quality Public or Private Schools Are there good public schools nearby? If so, do they span from kindergarten all the way to high school? Finding a home in an area with a great elementary school can be a good fit for several years, but if you're looking for a home that will be convenient in the long-term it's important to consider your proximity to both primary and secondary schools. Parks And Other Relaxing … [Read More...]
Curb appeal is the first impression that your home will have on potential buyers, so it's important to make it a good one. Try these simple budget upgrades to give your home the "WOW" factor that buyers are looking for! Crystal Clean As simple as it sounds, it is extremely important to make sure that your house is nice and clean on the outside. This is overlooked by sellers more than you'd think as they become so focused on perfecting the inside of their home that they forget about the exterior! Dirt streaks running down stucco or siding give the impression that your home isn't well kept, and … [Read More...]
While many people may be hesitant to consider real estate as a viable long-term investment, owning property has a steady historical track record and isn't as volatile as other investment markets can be. Any investor who hasn't seriously considered it as an option should take a closer look at the benefits of owning real estate and why it is the ultimate long-term investment strategy. It Becomes A Consistent Source Of Income Investing in rental property has the added benefit of being able to show regular returns in the form of rental income. Unlike other long-term investments that require a … [Read More...]