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How to Buy a Home Before Selling Your Current One

July 31, 2025 by Rhonda Costa

Buying a new home before selling your current one can feel like walking a financial tightrope. While it allows for a smoother transition and avoids the need for temporary housing, it also requires thoughtful planning and the right strategy. If you are considering making a move without selling first, here are key factors to understand and steps to take to make the process work for you.

Assess Your Financial Position
The first and most important step is to review your financial situation in detail. Can you afford to carry two mortgages, even for a short time? Speak with a lender to determine how much home you can qualify for while still owning your current property. A strong credit profile, steady income, and manageable debt will be essential. Some buyers use savings, a bridge loan, or a home equity line of credit to help fund the purchase before selling.

Consider a Bridge Loan or HELOC
A bridge loan is a short-term loan that allows you to use the equity in your current home to fund the down payment on your next home. While convenient, bridge loans tend to come with higher interest rates and fees, so it is important to review terms carefully. A home equity line of credit (HELOC) is another option if you plan ahead. This allows you to borrow against your existing equity, often with more favorable terms, but must be set up before your current home is listed.

Get Your Current Home Market-Ready
Even if you are buying first, preparing your current home for sale in advance is crucial. Complete any necessary repairs, declutter, and stage the property so that it is ready to be listed quickly. A home that is move-in ready can sell faster and help reduce the amount of time you carry two homes. You can also consult with your real estate agent about pricing strategies and local market timing.

Make a Contingent or Extended Closing Offer
In some cases, you may be able to make an offer on a new home that is contingent on the sale of your existing one. This can protect you from having to own two homes at once, although sellers may be less inclined to accept contingent offers in a competitive market. Another approach is to negotiate a longer closing timeline, giving you extra time to sell your current home before closing on the new one.

Work With the Right Real Estate Professionals
Successfully buying a home before selling requires expert coordination. A knowledgeable real estate agent can help you evaluate timing, negotiate contract terms, and connect you with lenders who offer creative financing options. Working with a professional who understands both the buying and selling process will reduce stress and improve your chances of a smooth transition.

While buying a home before selling your current one comes with challenges, it can be done successfully with the right financial preparation and professional guidance. Whether you are upsizing, downsizing, or relocating, thoughtful planning will help you move forward with confidence.

Filed Under: Real Estate Tagged With: Bridge Loan, Buying Before Selling, Real Estate Advice

How to Tell If a Home Purchase Price Is Truly a Good Deal

July 15, 2025 by Rhonda Costa

Buying a home is one of the largest investments most people will make. It is exciting, but it can also feel overwhelming, especially when you are trying to decide whether the home you love is priced fairly. So how do you know if you are getting a good deal? The answer involves more than just looking at the listing price. Here are the key factors to consider.

Compare Similar Homes in the Area
The best way to evaluate a home’s value is to compare it to recent sales in the neighborhood. These are often referred to as comparable sales, and they provide a snapshot of what buyers have actually paid for similar properties. Your real estate agent can help you review recent data, including homes with similar square footage, age, condition, and features. If the home you are considering is priced higher than similar homes nearby, there should be a clear reason why.

Evaluate the Condition of the Property
A home that appears to be a bargain on paper may need costly repairs or upgrades. Before you make an offer, look closely at the condition of the roof, windows, plumbing, electrical systems, and appliances. A professional home inspection is essential and can uncover hidden problems. If repairs are needed, you can use that information to negotiate a better price or ask the seller to make the repairs before closing.

Understand the Local Market
Real estate values are influenced by supply and demand. In a hot market with low inventory, homes may sell above asking price because multiple buyers are competing. In a slower market, you may have more room to negotiate. Your agent can help you understand local trends and determine whether the asking price is in line with current conditions. Timing matters, and understanding the broader market helps you make a more informed decision.

Look Beyond the Price Tag
A good deal is more than just the purchase price. Consider factors such as property taxes, insurance costs, and any homeowners association fees. Also think about your long-term goals. If the home is in a location with strong schools, growing job opportunities, and community development, it may offer great value over time even if the price is not the lowest on the block.

Use a Trusted Professional
One of the smartest things you can do is work with an experienced real estate agent who knows the area and can help you evaluate the full picture. A good agent will give you honest advice, provide access to valuable data, and support you during negotiations.

The right home is not always the cheapest one. It is the one that fits your needs, feels like the right place to call home, and makes sense financially based on the market.

Filed Under: Financial Reports Tagged With: Home Buying Tips, Real Estate Advice, Smart Buyer

Exploring the Benefits of Buying a Home with a Pool

July 2, 2025 by Rhonda Costa

Buying a home is a major investment, and for many buyers, the idea of having a pool is an exciting feature that adds value and enjoyment. Whether you are considering a pool for recreation, relaxation, or future resale, there are many reasons why a pool can be a smart addition to your home search.

A Private Retreat Right Outside Your Door
One of the biggest benefits of owning a home with a pool is the convenience of having your own personal retreat. There is no need to pack up the car and drive to a public pool or pay for a club membership. With a pool just steps away, you can enjoy a swim whenever it suits your schedule, whether it is a quick morning dip or an evening swim to unwind.

Ideal for Entertaining
A pool creates a natural gathering place for friends and family. Whether it is hosting a weekend barbecue, a birthday party, or a casual evening with neighbors, a pool adds an inviting element to any event. Poolside entertaining spaces can include patios, outdoor kitchens, and lounge areas that make the backyard a central part of your home’s living space.

Health and Wellness Benefits
Swimming is one of the best low-impact exercises for people of all ages. Having a pool at home encourages regular physical activity, making it easier to stay active and healthy. It can be especially beneficial for families with children or individuals who want a private and convenient way to exercise without needing to leave the house.

Increases Property Value
In many markets, homes with pools are highly desirable. While a pool is not guaranteed to increase a home’s value in every region, it often adds appeal that helps a property stand out. This can be especially true in warmer climates, where pools are considered a valuable and even expected feature. When well-maintained, a pool can enhance the overall aesthetics and perceived luxury of a home.

A Vacation Feel Year-Round
A pool brings a resort-like atmosphere to your everyday life. It offers a place to relax with a book, float on a sunny afternoon, or enjoy family time without leaving home. Many homeowners find that having a pool gives them the feeling of being on vacation without ever having to pack a bag.

Considerations to Keep in Mind
While there are many benefits, it is important to consider maintenance and safety. Pools require regular care and come with added responsibilities, such as keeping the water clean and ensuring safety measures are in place. However, with proper planning and support from professionals, pool ownership can be a rewarding experience.

Buying a home with a pool offers more than just a beautiful backyard. It provides lifestyle benefits, health advantages, and opportunities for memorable moments with family and friends. If a pool is on your wish list, let us help you find the perfect property that combines comfort, value, and the joy of poolside living.

Filed Under: Real Estate Tips Tagged With: Luxury Lifestyle, Pool Home Living, Real Estate Advice

How to Stage a Home Without Furniture Using Creative Tricks with Lighting, Scent, and Small Details

May 30, 2025 by Rhonda Costa

Selling a home without furniture can be challenging. Empty rooms can feel cold, echoey, and impersonal, making it difficult for buyers to picture themselves living there. While full-scale staging can work wonders, it’s not always in the budget or timeline. The good news? You can create warmth, character, and connection using a few simple tricks.

Here is how to make a vacant house feel like a welcoming home, no furniture required.

1. Start with Lighting That Speaks
Nothing makes a home feel empty faster than dim, harsh, or unflattering lightning. Good lighting instantly boosts warmth and comfort.

  • Replace outdated or dark bulbs with soft white LED lights that mimic natural daylight.
  • Use plug-in lamps with timers to add a cozy glow in key rooms like the living room, primary bedroom, or entryway.
  • Consider motion-sensor lights in closets or bathrooms for a little wow factor.
    Even inexpensive string lights in a vase or lantern can brighten corners and create ambiance in photos and showings.

2. Let the Scent Set the Mood
Buyers rely on more than just visuals, they feel a space through all their senses. Scent is a powerful memory trigger and can make your home more inviting.

  • Use plug-in air fresheners or essential oil diffusers with subtle, fresh scents like citrus, linen, or vanilla.
  • Avoid heavy florals or anything too overpowering. The goal is clean, not overwhelming.
  • A strategically timed batch of cookies or a warm vanilla scent before an open house can create a comforting, lived-in vibe.

Just be sure to avoid masking odors; clean first, then layer on light scent.

3. Add Life with Small Touches
Furniture may be gone, but that doesn’t mean the home should feel lifeless. Small details make all the difference:

  • Place a decorative bowl of faux lemons or apples on the kitchen counter.
  • Hang plush towels in the bathroom and consider staging a bar of soap or small hand lotion on the counter.
  • Use a simple doormat at the front door with a welcoming message.
  • Hang neutral artwork or framed mirrors to give walls some personality.
  • Leave one or two houseplants or faux greenery touches throughout, especially in corners that otherwise feel bare.

These finishing touches bring life and color without the cost of full staging.

4. Use Rugs to Define Space
Even without furniture, area rugs can define and warm up a space. They visually anchor rooms and help buyers imagine where their own furniture could go.
A soft rug in the living area or under a pendant light can give shape to a room’s layout and reduce echo.

5. Don’t Forget Curb Appeal
The exterior is the first impression, do not neglect it. Clean walkways, trim bushes, add a fresh doormat, and consider a potted plant or seasonal wreath. An empty house still needs to look loved.

An empty house doesn’t have to feel empty. With a few affordable touches, lighting, scent, and strategic details you can turn a vacant property into a welcoming home that connects with buyers emotionally.

If you’re preparing to sell and want expert advice on showcasing your home, we’d love to help you make the most of what you already have.

Filed Under: Home Selling Tips Tagged With: Real Estate Advice, Staging Your Home, Vacant Home Selling

Inspecting Foreclosures Before You Buy

May 23, 2025 by Rhonda Costa

If you have been thinking about investing in a foreclosure property, you will want to make sure the home you choose does not have major hidden issues. Before hiring a professional inspector, you can do a preliminary check by looking out for some of these common problem areas:

Ceilings
Ceilings are typically made of plaster or plasterboard. Keep an eye out for:

  • Cracks, holes, or uneven areas
  • Dampness or mold growth
  • Crumbling surfaces
  • Bulging or cracked spots

Walls
Walls may show similar signs of damage as ceilings, but also look for:

  • Loose skirting boards
  • Dampness or rot
  • Discoloration, blisters, or peeling wallpaper
  • Hazardous materials like asbestos or painted polystyrene tiles (always consult a pro if you suspect asbestos)

Floors
Regardless of the flooring type, structural supports are key. Watch for:

  • Uneven surfaces
  • Cracks, movement, or lifted tiles
  • Loose boards or coverings
  • Large gaps between floorboards
  • Missing or broken tiles

Plumbing
Check both the kitchen, bathrooms, and elsewhere for:

  • Rusty or leaky pipes
  • Pipes that bang or knock
  • Lead piping
  • Poorly supported water tanks

Wiring
Outdated or damaged electrical systems can pose serious risks. Look for:

  • Rubber or exposed wires
  • Failing or blackened sockets
  • Brittle or cracked wiring
  • Overheating plugs

No matter how thorough your personal inspection is, always follow up with a licensed home inspector before making a purchase. A professional can ensure the home is safe and free from costly surprises.

Are you ready to find a great deal on a foreclosure property? We specialize in helping buyers through the process with confidence. Give us a call — we would love to help you get started today!

Filed Under: Real Estate Tips Tagged With: Foreclosure Tips, Home Buying Help, Real Estate Advice

Important Steps to Take After Closing on Your Home

May 9, 2025 by Rhonda Costa

Congratulations! You have closed on your new home! After weeks (or even months) of searching, negotiating, and signing paperwork, you finally have the keys in hand. But before you kick back and start decorating, there are a few essential steps to take to protect your investment and make the transition as smooth as possible.

Here’s a checklist of important things to do after closing on your home:

  1. Change the Locks and Update Security
    You never know who might still have a key to your home, previous owners, contractors, or even neighbors. One of the first things you should do is change the locks or rekey all exterior doors. This is also a great time to consider installing a smart lock, security cameras, or a full home security system to give you peace of mind.
  2. Store Your Closing Documents Safely
    Your closing documents include vital information such as your deed, title insurance, mortgage paperwork, and property disclosures. Keep both a physical and digital copy in a safe place, such as a fireproof box or secure cloud storage. These documents are crucial for tax purposes and future resale.
  3. Set Up Utilities and Services
    Make sure all your utilities, electricity, gas, water, trash, and internet, are transferred into your name and fully functional. It’s also a good time to set up any services like lawn care, pest control, or pool maintenance if applicable.
  4. Inspect and Familiarize Yourself With Your Home
    Take time to do a full walkthrough and inspect the property again now that it’s officially yours. Locate key components like the main water shut-off valve, electrical panel, HVAC system, and any warranties left behind by the previous owner. Knowing how everything works now can save you from stress later.
  5. Start a Home Maintenance Plan
    Your home will need regular upkeep to stay in top condition. Create a seasonal maintenance checklist to help keep track of tasks like cleaning gutters, changing HVAC filters, and servicing appliances. A little prevention goes a long way toward avoiding expensive repairs down the road.
  6. Update Your Address
    Be sure to update your address with the post office, banks, insurance providers, credit cards, your employer, and any subscription services. You’ll also need to update your driver’s license and voter registration.
  7. Meet the Neighbors
    Introducing yourself to neighbors can help you feel more settled and even gain helpful information about the neighborhood. Whether it’s a wave across the driveway or a quick chat, building community from the start creates a stronger connection to your new home.
  8. Celebrate Your New Home
    You’ve worked hard to get here, take a moment to celebrate this major milestone! Whether it’s a small dinner with loved ones or a housewarming party, enjoy the space you now call home.

Closing day isn’t the end of the journey, it’s the beginning of a new chapter. Taking these steps early will set you up for long-term success, comfort, and security in your new home.

Filed Under: Homeowner Tips Tagged With: First Time Buyer, New Homeowners, Real Estate Advice

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Rhonda & Steve Costa

Rhonda & Steve Costa

Call (352) 398-6790
Sunrise Homes & Renovations, Inc.

Contractors License #CBC 1254207

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